Payment Calculator
Use the calculator below from Wisetack!
Benefits of Financing with Wisetack
Sometimes you need more time to pay, no matter how your finances stack up. Get what you need now with Wisetack.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at https://www.wisetack.com/faqs.
How It Works
Ready to move forward with your comfort solution? Our process is fast, seamless, and integrates your financing application only when you are ready.
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1. Receive Your Proposal
Houston Heating & Cooling delivers your complete proposal. We provide a detailed estimate for your repair, maintenance, or new system installation (for residential or commercial projects).
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2. Approve & Request Financing
Sign the proposal to confirm the scope of work. Once approved, simply let your technician or sales representative know you wish to explore the financing option. We will send you a secure link.
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3. Apply with Wisetack
Click the link and complete the quick, one-minute Wisetack application on your phone or computer. You'll instantly see your personalized monthly payment options.
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4. HVAC Service
Once your financing is selected & approved, we begin your service immediately.
Homeowner Financing Benefits
Prioritize Comfort & Quality
Financing allows you to make decisions based on what's best for your home, not just your immediate budget.
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Immediate Relief: Don't endure a broken system. Get emergency service or a full replacement done today to restore your family's comfort and safety without delay.
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Invest in Better Equipment: Choose the higher-efficiency, better-quality system you need now, rather than settling for a cheaper fix. A better system provides superior comfort and can lead to lower energy bills over time.
Business Owner Financing Benefits
Protect Cash Flow & Operations
For commercial properties, HVAC is critical to your revenue stream. Financing is a strategic tool that prevents operational crises.
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Preserve Working Capital: Keep your business's capital available for payroll, inventory, and growth initiatives, instead of tying it up in a single HVAC expense.
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Zero Downtime: A failed HVAC unit can disrupt employee productivity and drive away customers. Financing ensures you can approve the necessary repair or replacement immediately, maintaining continuous business operations.
Choose 10+ Years of Experience
When you invest in major HVAC service, whether for your home or business, you need a partner you can trust. Houston Heating & Cooling offers more than just financing; we offer over 10 years of dedicated, proven experience serving the unique demands of Northwest Indiana area (Lake & Porter County).