We've Partnered With OPTIMUS
When your heating or cooling system breaks down, the last thing you want to worry about is how you're going to pay for it. That’s why Houston Heating & Cooling now offers flexible financing options through OPTIMUS - a trusted all-in-one financing platform designed to make HVAC services affordable for every homeowner or renter.
Why Choose HVAC Financing?
Whether you're facing an emergency repair or planning a full HVAC system replacement, our financing program helps ease the financial burden so you can restore comfort to your home fast. We serve Northwest Indiana, including Lake and Porter County, with stress-free, accessible financing solutions.
OPTIMUS Financing Highlights
Explore the key benefits of our flexible financing options—designed to take the stress out of unexpected HVAC costs and help you restore comfort to your home or business without breaking the bank.
How It Works
01. Apply Online
Fast and easy, with no impact to your credit.
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02. Choose a Plan
Review your payment options and select the best fit.
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03. Get Back to Comfort
We’ll handle the HVAC service and you’ll enjoy simple, predictable payments.
Finance Available For
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Air Conditioner Repair & Replacement
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Furnace Repair & Replacement
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New HVAC System Installation
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Ductless Mini-Splits
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Emergency HVAC Repairs
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Indoor Air Quality Solutions
Disclaimers
Houston Heating & Cooling is not a lender, loan broker, or financial institution. We do not make credit decisions, originate loans, or determine loan terms. All financing is offered through third-party providers via the OPTIMUS platform. Loan approval, terms, and conditions—including interest rates, payment amounts, and duration—are determined solely by the participating lenders based on the applicant’s credit profile and other eligibility criteria.
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Pre-qualification through OPTIMUS does not constitute a final loan approval or guarantee of financing. Instant approval may not be available in all cases and is subject to lender review. Financing offers may vary and are subject to change without notice.
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Houston Heating & Cooling makes no representations or warranties regarding the financing process, lender decisions, or the outcome of any application submitted through OPTIMUS. We encourage all applicants to carefully review lender terms and disclosures prior to accepting any financing offer. Any questions or concerns regarding financing terms should be directed to the lender or the OPTIMUS platform directly.